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Financial Statements of a sole trader

Unit: Financial accounting

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August 2025

1 Questions
Question 4
​ ​ ​ ​​Hesbon Mwatate started as a general merchant on 1 January 2023. He opened a bank account with Sh.3,250,000 and immediately spent Sh.1,600,000 on furniture and fittings. The only record kept was cash sales of Sh.4,875,000 for the year ended 31 December 2023 and Sh.10,660,000 was for the year ended 31 December 2024. There were no credit sales.

Additional information: 
1.
The value of inventory as at 31 December 2024 was Sh.1,592,500. No inventory take was done on 31 December 2023, but a uniform rate of gross profit is assumed.
2.
Goods were taken from inventory for private consumption. The estimated cost being Sh.65,000 in the year ended 31 December 2023 and Sh.98,000 in the year ended 31 December 2024.
3.
All expenses of the business had been paid by cheque. An analysis of the bank statement showed the following payments in the two years 2023 and 2024:
3.
Sh.“000”
Purchases (of which Sh.4,810,000 relate to the year ended 31 December 2023) 
11,655
Rent and rates
663
Salaries
1,430
Advertising
182
Other expenses (including insurance) 
375
4.
Liabilities outstanding as at 31 December 2024 were: 
Sh.“000”
Purchases
975
Advertising
  65
Other expenses 
221
5.
Amounts paid in advance as at 31 December 2024 were: 
Sh.“000” 
Rates
13
Insurance
65
6.
Private drawings amounted to Sh.860,000 and were paid out of cash receipt and the balance banked.
7.
Hesbon Mwatate earned private income of Sh.293,000 which was paid into the bank.
8.
All business expenses arose equally in the two years.
9.
Depreciation on furniture and fittings is provided on straight line basis over 10 years.

Required:
(a)
Statement of profit or loss for the year ended 31 December 2023 and 31 December 2024.
(b)
Statement of financial position as at 31 December 2024. 



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December 2024

2 Questions
Question 4b
​ ​ ​ ​​The following trial balance was extracted from the books of Bella Omari, a sole trader, as at 30 September 2024:

Sh.
Sh.
Capital (1 October 2023)
4,748,430
Purchases
1,385,400
Sales
2,952,240
Returns outward 
8,400
Returns inward
24,240
Discount allowed 
27,300
Discount received
21,120
Wages and salaries 
933,000
Rates
73,500
Insurance
53,400
General expenses 
121,800
Trade receivables 
552,000
Trade payables
483,600
Bank overdraft 
120,600
Inventory (1 October 2023)
183,000
Land and buildings 
2,550,000
Plant and machinery
1,600,000
Motor vehicles
843,000
Drawings
312,300
Furniture and fittings 
245,000
Cash
60,300
Accumulated depreciation: 
Plant and machinery 
447,010
Motor vehicles
168,600
Furniture and fittings
14,240
8,964,240
8,964,240

Additional information:
1.
As at 30 September 2024, inventory was valued at Sh.222,600.
2.
As at 30 September 2024, rates paid in advanced amounted to Sh.10,500.
3.
As at 30 September 2024, outstanding electricity expenses amounted to Sh.5,370. This is included in general expenses.
4.
Trade receivables include an irrecoverable amount of Sh.8,400. 
5.
A 5% allowance for doubtful debt is to be made on the remaining trade receivables.
6.
Depreciation is provided at the following annual rates using the straight line method: 
  • Plant and machinery 25%
  • Motor vehicles 20%
  • Furniture and fittings 12½%
No depreciation is provided on the land and buildings.  
7.
Included in wages and salaries is an amount of Sh.93,000 paid to the domestic workers of Bella Omari. 
8.
As at 30 September 2024, outstanding wages and salaries amounted to Sh.37,200. 

Required: 
(a)
Statement of profit or loss for the year ended 30 September 2024. 
(b)
Statement of financial position as at 30 September 2024.
 


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Question 1b
​​Outline FOUR reasons for incomplete accounting records in sole proprietorship business organisations.


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August 2024

1 Questions
Question 1
​ ​ ​ ​ ​ ​​Angela Riziki started a wholesale business on 1 July 2023 by depositing Sh.12,000,0000 into a business bank account. Angela Riziki did not maintain a full set of accounting records. The following transactions took place during the year ended 30 June 2024:

1.
Brought in her personal pick-up van valued at Sh.6,000,000 to be used in the business. The van was estimated to have an economic useful life of 4 years as at 1 July 2023. 
2.
On 31 December 2023, she took a bank loan of Sh.4,000,000 at an interest rate of 15% per annum. At the end of the year the loan interest was in arrears. 
3.
During the year ended 30 June 2024, Angela purchased goods amounting to Sh.79,000,000 on credit and Sh.6,000,000 on cash paid through the bank. As at 30 June 2024, Sh.3,000,000 accounts payable to suppliers was still outstanding.
4.
Credit sales during the year amounted to Sh.125,000,000 while cash sales amounted to Sh.6,500,000. A customer who owed Sh.1,500,000 was declared bankrupt and the debt had to be written off. By 30 June 2024, accounts receivable stood at Sh.5,500,000.
5.
During the year, Angela Riziki spent Sh.2,500,000 of the cash sales received for her personal use and Sh.1,200,000 to pay for telephone and water bills. The balance was banked.
6.
Discount received and discount allowed during the year ended 30 June 2024 amounted to Sh.1,800,000 and 1,100,000 respectively.
7.
As at 30 June 2024, inventory was valued at Sh.7,200,000. 
8.
Credit suppliers and credit customers are paid and pay through the bank respectively.
9.
The following payments were made through the bank during the year:
9.
Expenses
Sh.“000”
Rent expenses 
3,600
Purchase of furniture (1 July 2023) 
8,000
Salaries and wages
11,000
Transport
4,200
Insurance
2,800
Advertisement
2,100
Repair of motor vehicle (van) 
850
Electricity and internet 
2,200
Carriage inwards
2,500
10.
Furniture was to be depreciated at the rate of 15% per annum on a straight line basis. 
11.
As at 30 June 2024, electricity bills unpaid amounted to Sh.450,000, while insurance prepaid was Sh.1,200,000.

Required: 
(a) Statement of profit or loss for the year ended 30 June 2024. 

(b) Statement of financial position as at 30 June 2024. 


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August 2023

2 Questions
Question 1
​ ​ ​​Feisal Rajab runs a business as a sole trader under the name Feraj Traders. The following balances of assets and liabilities were extracted from Feraj Traders’ books of account as at 31 March 2022:

Sh.
Bank loan
450,000
Equipment (Net book value) 
5,580,000
Cash balance 
830,700
Inventory
1,750,500
Building (Net book value) 
15,000,000
Bank loan interest payable 
22,500
Trade receivables 
2,635,200
Prepaid insurance 
85,500
Interest due on customers’ accounts  
40,500
Other payables 
153,000
Trade payables 
2,137,500

The following cash book for the year ended 31 March 2023 was provided:

Cash book 
Sh.
Sh.
Balance brought forward 
830,700
Payment in respect of trade payables 
6,769,500
Receipts from trade receivables 
5,720,700
Bank loan (including interest of Sh.100,000) 
234,000
Bank loan 
800,000
Transport for purchases 
194,000
Cash sales 
2,619,000
Withdrawals for personal use 
200,000
Interest on overdue accounts 
23,850
Insurance premium 
14,700
Rent from building 
540,000
Purchase of equipment 
500,000
Operating expenses 
714,150
Other payables 
60,000
Balance carried forward  
1,847,900
10,534,250
10,534,250
 
Additional information: 
1.
Inventory as at 31 March 2023 was valued at Sh.3,500,000.
2.
Returns inwards and returns outwards from credit transactions were Sh.100,000 and Sh.80,000 respectively.
3.
Discounts allowed amounted to Sh.75,000 while discounts received were Sh.112,000.
4.
Depreciation was to be provided as follows: 
Asset
Rate per annum 
Building 
5% on the reducing balance 
Equipment
25% on the reducing balance 
5.
Trade payables balance as at 31 March 2023 amounted to Sh.850,000 while trade receivables at the same date amounted to Sh.1,100,000 excluding interest on overdue accounts. All purchases were on credit.
6.
Trade receivables of Sh.42,000 had been written off during the accounting period. Sh.43,400 of the trade receivables as at 31 March 2023 may be uncollectible and an allowance for this is required.
7.
Prepaid insurance as at 31 March 2023 amounted to Sh.25,000.

Required:
(a)
Statement of profit or loss for the year ended 31 March 2023.
(b)
Statement of financial position as at 31 March 2023. 
 


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Question 2b
​ ​ ​ ​​
The following balances were extracted from the books of Juhudi Traders for the month of July 2023: 
 
Sh.“000”
Debit balances: (1 July 2023) Sales ledger 
1,428,000
                          (1 July 2023) Purchases ledger 
10,500
Credit balances: (1 July 2023) Sales ledger
40,500
                           (1 July 2023) Purchases ledger  
553,800
Discounts received 
142,500
Discounts allowed
209,700
Purchases (including cash purchases of Sh.152,000) 
1,334,000
Cash sales 
618,000
Credit sales 
2,068,200
Credit notes issued to customers  
75,000
Contra settlements 
36,900
Payments to trade payables 
1,159,200
Interest charged by trade payables on overdue accounts 
69,000
Receipts from trade receivables
1,578,000
Bad debts written off 
37,200
Customer’s dishonoured cheques 
26,100
Interest charged on customers’ overdue accounts 
96,100
Debt collection expenses charged to trade receivables 
10,800
Credit notes received from trade payables 
26,700
Balances as at 31 July 2023: 
  • Purchases ledger (Debit) 
14,400
  • Sales ledger (Credit) 
50,700 
 
Required:
(i) Sales ledger control account for the month ended 31 July 2023.

(ii) Purchases ledger control account for the month ended 31 July 2023. 


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April 2023

1 Questions
Question 3
​ ​ ​​The following is the statement of financial position of Riziki Ali, a sole trader, as at 1 January 2022:

Assets:
Sh.“000”
Sh.“000”
Non-current assets: 
Building

4,650
Equipment
2,150
Motor vehicles
1,540
8,340
Current assets: 
Inventory
1,260
Accounts receivable
885
Cash in hand 
73
Cash at bank
387
2,605
Total assets
10,945
Capital and liabilities: 
Capital
6,015
Long-term liability: 
Bank loan
1,500
Current liabilities: 
Accounts payable 
1,480
Short-term loan from Paul Sila 
600
Accrued general expenses
1,350
3,430
Total capital and liabilities 
10,945

Additional information:
1.
During the year ended 31 December 2022, Riziki Ali only maintained the cash book, whose summary is as follows:
Cash summary 
Sh. “000”
Sh. “000”
Balance brought forward 
460
Bank loan repayment 
1,000
Receipts from debtors 
8,950
Sila’s loan repayment 
500
Additional capital 
4,800
Payments to creditors 
6,750
Cash sales
4,250
Payment for general expenses 
3,000
Rent income 
220
Drawings
1,700
Rates
160
Wages
1,190
2.
Accounts receivable and accounts payable as at 31 December 2022 were Sh.1,320,000 and Sh.1,820,000 respectively. 
3.
During the year ended 31 December 2022, proceeds from cash sales amounting to Sh.1,650,000 were not recorded, but the amount was used as follows: 
3.
Sh.“000”
Purchase of goods for sale
1,000
Loan repayment – Paul Sila 
100
Office stationery 
150
Family use 
400
1,650
4.
Accrued general expenses as at 31 December 2022 amounted to Sh.400,000.
5.
 Inventory as at 31 December 2022 was valued at Sh.1,480,000.
6.
Depreciation is to be provided on book values as follows:
• Buildings – 10% per annum
• Equipment – 15% per annum
• Motor vehicles – 20% per annum
7.
House furniture valued at Sh.250,000 was converted to business use. Depreciation on the furniture was to be provided at 12½% per annum on this amount.

Required: 
(a) Statement of profit or loss for the year ended 31 December 2022. 

(b) Statement of financial position as at 31 December 2022. 
 


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August 2022

1 Questions
Question 1b
​ ​ ​ ​ ​​Grace Solo is a sole trader who runs a commercial bakery. She does not maintain proper records, but has provided you with the following information.

31 December 2020
31 December 2021
Sh. “000”
Sh. “000”
Factory building (at cost)
425,000
425,000
Motor vehicles (at cost) 
93,000
?
Furniture and fittings (at cost) 
13,500
13,500
Inventories
13,700
14,930
Accounts receivable 
11,450
11,570
Accounts payable 
15,460
16,800
Loan
19,500
?
Salaries and wages due 
8,420
8,250
Prepaid rates 
7,750
7,860
Rent received in advance
7,900
8,180
Capital
502,320
?
Accumulated depreciation: 
•  Factory building 
8,500
17,000
•  Motor vehicles 
2,580
5,422
•  Furniture and fittings
1,600
3,200

Additional information: 
1.
Grace Solo’s cash summary is provided as follows: 
Cash summary 
Sh. “000”
Sh. “000”
Balance brought forward
1,880
Accounts payable 
57,760
Accounts receivable
9,810
Cash purchases
15,640
Cash sales 
28,860
Salaries and wages 
15,820
Rent
13,700
Rates
9,140
Capital
72,250
Motor vehicle expenses 
10,320
Bank charges
7,650
General expenses
4,770
Loan interest 
800
Loan repayment 
17,500
Motor vehicle 
10,500
Drawings
11,100
Balance carried forward 
54,500
215,500

215,500
2.
During the year ended 31 December 2021, discounts allowed amounted to Sh.873,000 while discounts received amounted to Sh.886,000. 
3.
During the year ended 31 December 2021, Grace Solo took goods valued at Sh.800,000 for her personal use. 
 
Required: 
(i)  Statement of profit or loss for the year ended 31 December 2021. 

(ii) Statement of financial position as at 31 December 2021. 


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April 2022

2 Questions
Question 1b(ii)
Statement of financial position as at 31 December 2021.


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Question 1b(i)
Statement of profit or loss for the year ended 31 December 2021.


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December 2021

2 Questions
Question 1c(ii)
Statement of financial position as at 30 September 2021


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Question 1c(i)
​The following balances were extracted from the books of Ruth Sifa, who runs a car wash business. She has no knowledge of double entry book-keeping but records everything correctly.

The following balances relate to the year ended 30 September 2021:

Sh "000"
Accounts payable
200
Cleaning income
35,288
Cash balance
70
Own salary
21,200
Equipment
1,500
Repair to customers' cars due to damage
460
Miscellaneous expenses
220
Owed by customers
440
Insurance
700
License fees paid
1,050
Stationery
100
Bank balance
4,690
Cleaning materials inventory (30 September 2021)
6800
Opening capital balance
1,332

Ruth Sifa has not included the following items in her records:

1.   As at 30 September 2021, bank charges amounted to Sh.90,000.
2.   As at 30 September 2021, insurance amounting to Sh. 100,000 was pre-paid.
      for doubtful debts of 50% of the amount owing as at 30 September 2021.
3.   Amounts owed by customers might not easily be recovered. Ruth Sifa would like to make an allowance
4.   License fees paid amounting to Sh.500,000 relates to the year ended 30 September 2020. 
5.   Equipment is to be depreciated over two years with no residual value 5.

Required:
(i).  Statement of financial position as at 30 September 2021.
(ii). Statement of profit or loss for the year ended 30 September 2021.


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May 2019

1 Questions
Question 5b
​​ Statement of financial position as at 31 March 2019.


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November 2017

2 Questions
Question 5a
Income statement for the year ended 30 June 2017.


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Question 5b
Statement of financial position as at 30 June 2017.


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May 2017

2 Questions
Question 4a
Income statement tur the vear ended 30 April 2017


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Question 4b
Statement of financial position as at 30 April 2017


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November 2015

2 Questions
Question 1a
​​ Income statement for the year ended 30 June 2015.


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Question 1b
Statement of financial position as at 30 June 2015


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